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Why Seek Flood Insurance?

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Simplifying Flood Insurance

Flood is one of the top causes of home value & personal wealth loss.  Flood is NOT covered in Homeowners Insurance – its one of the major misconceptions with Flood Insurance.

Florida is at greatest risk due to:

  • Proximity to water and low-lying areas
  • Hurricanes
  • Wind

FEMA Risk Rating 2.0 is now fully implemented and all pricing has changed 

  • System now quotes individual property based on data criteria such as Flood Zone, proximity to water, elevation, value, square footage and more
  • 75% of all FEMA quotes are more expensive than pre-Risk Rating 2.0

Taking a FREE CartoFront Quote mitigates Realtor E&O risk.  Realtors are trusted advocates for homebuyers.  Taking a transparent approach to flood with every home purchase is a fiduciary responsibility.

Floods can happen ANYWHERE.  In 2022, there have been FIVE ‘1-in-1000-year floods’:

miamirealtors.com/cartofront

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